A Nigerian woman has recounted a surprising experience after ₦170,000 was credited to her OPay account, only for her to later receive an urgent call from a woman claiming to have mistakenly transferred the money.

The incident was shared by X user @NancyPrizeless, who detailed how she discovered the unexpected payment and the unusual demand that followed.

‘I Quickly Checked the Description’

According to Nancy, the money was credited to her OPay account during the night. She noticed the transaction when she woke up the following morning and immediately checked the payment description to determine who had sent it.

“My Opay account was credited with the sum of N170,000 lastnight. I woke up to the alert this morning and I quickly checked the description to see if it was from the office,” she wrote.

She initially suspected that the payment could have come from a client making a reservation.

“Probably a client wanting to pay for a reservation and likely staying for a few days. But I was wrong,” she stated.

‘I Had to Pick Up the Call’

Nancy said she continued with her normal activities and later went to work. Several hours later, she received a call from an unfamiliar number.

Although she said she normally avoids answering calls from unknown numbers, she decided to pick up because of the unexpected ₦170,000 credit.

“For someone like me who doesn’t pick up strange numbers, I had to pick up because of the money that entered my account,” she wrote.

Nancy said she already suspected that the caller might be contacting her about the money.

“I had a feeling they were calling for a refund,” she stated.

‘Send the Money in the Next 20 Minutes’

According to Nancy, the caller was a woman who claimed she had transferred the ₦170,000 to her OPay account.

The woman allegedly asked Nancy to send the money to another account number she would provide, insisting that the matter was urgent.

“Hello, I sent N170,000 your Opay last night and this number hasn’t been reachable, send the money to the account number I’m going to send now because it’s urgent,” the caller allegedly said.

Nancy claimed the woman then gave her a 20-minute deadline and allegedly threatened that she would “hear from” her in another dimension if she failed to make the transfer.

“…and if you fail to send it in the next 20 minutes, my dear, you will hear from me in another dimension,” the woman allegedly added.

The account has sparked discussion online, particularly about unexpected bank transfers, refund requests and the need to verify transactions carefully before sending money to another account.

AB