After contracting an STD while having sex in the back of her partner’s Hyundai, a lady was awarded a massive £4.1 million compensation from her auto insurance company.

The woman, identified only as M.O. in court documents, claimed she contracted the human papillomavirus (HPV) from her lover while having sex in the back of his car.

He was covered by GEICO General Insurance Company, and she informed them in February 2021 that she wanted to sue them for the damages she had suffered as a result of their client’s negligence.

According to Dailystar.co.uk, despite knowing he had HPV and throat cancer, the man continued to have sex with M.O. without informing her of the risks, which “directly caused, or directly contributed to cause” the infection.

The woman was awarded a £4.1 million settlement by the Jackson County Circuit Court, which will be paid by the man’s insurance company, GEICO.

Following the Jackson County Circuit Court’s decision in M.O.’s favor, court filings show that

The case was appealed to the Missouri Court of Appeals by GEICO. According to Yahoo.com, they claimed the judgment violated their right to due process and that the settlement was unenforceable.

However, after reviewing the case, a panel of three judges ruled that the outcome was correct and that the insurance company was obligated to pay the £4.1 million compensation.

“After M.O. contracted anogenital human papillomavirus, she submitted a settlement offer to GEICO, asserting that Insured negligently infected her with the disease during sexual encounters in his automobile, and that Insured’s GEICO-issued automobile insurance policy provided coverage for her injuries and losses,” according to the Missouri Court of Appeals ruling.

“Usually, injuries to passengers are the result of a collision or slamming the door on one’s fingers, that sort of thing. But while a lawsuit over contracting an STD from the insured driver may be the first of its kind, this award shows that it’s not a stretch for someone to file against an insurance company for any actions occurring in a motor vehicle.

“The lesson to be learned here is that people need to broaden the scope of what an injury is. Most people would not think that contracting this disease is an injury suffered in a vehicle — though it definitely is.”

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